When you lend to or invest in
a small or medium-sized business, you inevitably take on risk. While we do
extensive due diligence on the businesses seeking funds, or asking for
investment by way of shares, it is possible that a business may fail. In that
case, you may lose all or part of the money you have invested into the
business. Your capital is at risk, as is the income you may have been entitled
There are other risks
associated with making fixed-rate, fixed-term loans. You may find that your
money could earn a better rate of return elsewhere, because interest rates have
risen significantly, but your money is locked in (interest-rate risk).
If you decide you need to
realise the cash invested through our platform you may find that you cannot
sell your investments at a price you are happy with because there is no
guarantee of finding a buyer (liquidity risk).
We're here to help. Get in touch and we’ll get back to you as soon as we can.
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